Cyberpunk 2077 Vehicle Insurance Mod Adds A Bizarre Level Of Realism

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A new mod for Cyberpunk 2077 adds a surprisingly realistic vehicle insurance system to the game. Cyberpunk 2077, the latest game from Witcher developer CD Projekt Red, is one of the most controversial games of recent memory, but its mod scene has been thriving since its original release.


Cyberpunk 2077, which released in December 2020 to a generally mixed reception, owing to bugs, performance issues, and a failure to deliver on some advertised features, has recently seen something of a resurgence. Thanks to the game having received a variety of updates to improve on its performance, as well as the popularity of the associated Cyberpunk: Edgerunners anime, millions have started playing Cyberpunk 2077 again. The resurgence has given Cyberpunk 2077 a bit of a second wind, greatly improving its reputation from when it first launched. With a new DLC expansion on the way, CD Projekt Red will surely welcome the game’s rehabilitated image.

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Related: Now Is The Best Time To Get Into Cyberpunk 2077

As reported by PC Gamer, a new mod adds a bizarrely realistic car insurance system to Cyberpunk 2077. The Drive Carefully mod was created by Joe Parker and uploaded by Nexus Mods user Massycraft, and it adds a regulatory body in the form of the Night City Insurance Department, or NCID. Every time the player collides with vehicles on the road, a fee will be automatically deducted from their bank account, increasing or decreasing based on the damage done. There is, however, a workaround – unoccupied vehicles, or those whose drivers have been “incapacitated,” will not be eligible for the insurance claim.


Cyberpunk Mod Adds An In-Depth Vehicle Insurance System

Vehicle mods, such as the flying car mod in Cyberpunk 2077, are of course common additions to open-world games like Cyberpunk, but perhaps not quite as many will actively discourage players from causing mayhem on the road. Still, for those who are looking for an added level of cyberpunk dystopia realism, the Drive Carefully mod might just be what they’re looking for. With Cyberpunk 2077‘s recent resurgence and a new DLC expansion set to release in 2023, the time is ripe to get into the game, potentially with some mods to enhance the experience.

Cyberpunk‘s Night City is certainly an unsafe place, but for those perhaps looking for a bit more of a restrained experience (at least on the road), the Drive Carefully mod may just be something to look into. Mods that aim to keep players in check are certainly somewhat rarer than those that enable their wildest power fantasies, but with Cyberpunk‘s new official modding tool, REDmod, modding for the game has never been easier. Cyberpunk 2077 is a game that’s ripe for customization, and many players are likely looking forward to whatever the game’s modding community can cook up next.

Next: Cyberpunk 2077’s Long-Awaited DLC Will Signal The End Of The Game

Source: PC Gamer, Massycraft/Nexus Mods, Cyberpunk 2077/YouTube

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